Last Updated: 01/28/2026

This Privacy Policy explains how HEM Financial Group LLC (“HEM,” “we,” “our,” or “us”) collects, uses, and protects information when you visit www.womaninfinance.com (the “Site”). Woman in Finance™ is a brand and program operated by HEM Financial Group LLC.

By using the Site, you consent to the practices described in this Privacy Policy.

1. Information We Collect

1.1 Information You Provide

We may collect information you voluntarily submit, such as:

• Name
• Email address
• Any details included in a message, inquiry, intake form, or scheduling request

1.2 Information Collected Automatically

When you visit the Site, we may automatically collect:

• IP address
• Browser type and device information
• Pages viewed and time spent
• Referring/exit pages
• Date and time of visit

1.3 Cookies and Similar Technologies

We may use cookies and similar technologies to improve functionality, understand usage, and support basic analytics. You can control cookies through your browser settings. Disabling cookies may affect some Site features.

2. How We Use Your Information

We use information to:

• Respond to inquiries and requests
• Provide access to resources or materials you request (if applicable)
• Schedule and manage discovery calls or consultations
• Improve Site performance, content, and user experience
• Send updates, newsletters, or promotional communications if you opt in (you may unsubscribe at any time)
• Maintain security and prevent fraud or misuse

3. Sharing of Information

We do not sell your personal information.

We may share information with:

• Service providers that support our operations (for example: website hosting, email delivery, scheduling tools, CRM, analytics)
• Insurance carriers and related parties only when you request insurance-related services and an application is being processed (where applicable)
• Legal and compliance authorities if required by law or to protect rights, safety, or Site security

4. Third-Party Links and Embedded Content

The Site may include links to third-party websites or embedded content (for example, videos or social media). We are not responsible for the privacy practices of third parties. Their policies apply when you interact with their sites or content.

5. Data Security

We implement reasonable administrative, technical, and organizational measures to protect your information. However, no website or transmission method is 100 percent secure, and we cannot guarantee absolute security.

6. Your Rights and Choices

Depending on your location, you may have the right to:

• Request access to personal information we hold about you
• Request correction or deletion
• Opt out of marketing communications

To submit a request, contact: info@hemfinancial.com

7. Data Retention

We retain information only as long as reasonably necessary to fulfill the purposes described in this Policy, comply with legal obligations, resolve disputes, and enforce agreements.

8. Children’s Privacy

The Site is not intended for individuals under 18. We do not knowingly collect personal information from minors.

9. International Users

If you access the Site from outside the United States, you understand that your information may be processed in the United States.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. The updated version will be posted on this page with a revised “Last Updated” date.

11. Contact Us

HEM Financial Group LLC
Email: info@hemfinancial.com
Website: www.womaninfinance.com